Finance - Who can Apply

Generally to be accepted you will need to be
 
-In full time employment or self employed
-Registered to vote on the electoral roll
-Have average or above credit
-No CCJ's or adverse history in past 3 years
-Over 18
-UK Citizen

Questions and Answers

Q: Do I need to visit your premises to apply or complete the loan?
A: No we do not need to see you in person, everything is completed by email.

Q: What is the loan term?
A: Any period between 1- 5 years

Q: Can I settle the loan early?
A: Yes this can be settled at any point by getting a settlement figure

Q: If I settle early will I be charged?
A: No, there are no early settlement fees and the interest will be worked out on a pro rate daily basis to the date you settle.

Q: Can I apply if I do not meet the required criteria?
A: Yes, however the interest rate may be higher.

Q: If I apply am I committed to accepting the loan?
A: No, it is only an application. If you wish to proceed you will be emailed the documents to sign and return.

Q: How long does it take before I can collect the car?
A: The process usually take around 24 hours.

Q: What documents will I need if accepted?
A: We will need you to forward us a copy of your licence or passport, and a utility bill.

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